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  Comerica HealthReserve Overview
  HSA Benefits for Individuals
  HSAs in Practice
  What's New in 2009
  Comerica HealthReserve Investment Options

       You May Also Be Interested In:

  HSA FAQs for Individuals
  Download HSA Road Rules
  Contact a Comerica HealthReserve Specialist
 
 
  HSAs - An Affordable Benefit.

Considering the high costs of health care today, an HSA offers a wide range of benefits to consumers:

 

Affordable Health Insurance  
    You pay less each month for high-deductible health insurance  
Triple Tax Advantages  
    Pre-tax contributions to your HSA, tax-exempt interest and investment gains on your HSA, and tax-free withdrawals from your HSA for qualified medical expenses1  
Unprecedented Control  
    You are now in control of how your healthcare dollars are used - save or spend, it's your choice  
Portable  
    Your HSA is an account that you own and remains in place regardless of where you work or what insurance company you are insured by  
Flexibility  
    Your HSA contributions can be used to pay for a wide range of eligible medical expenses not typically covered by low deductible health insurance or other healthcare accounts  
Planning for the Future  
    HSA contributions can be directed toward long-term investment vehicles, such as mutual funds, to maximize future value of your HSA2  

Convenience and Control.

Your Comerica HealthReserve account includes these benefits:

  FDIC Insured3
  Easy online enrollment and account setup

  HSA funds are accessible through the Comerica HealthReserve card, a Visa® CheckCard
  Online account management and healthcare expense tracking
  Bill payment services to pay for eligible medical expenses online
  Easy electronic contribution options for funding your Comerica HealthReserve account
  Integrated investment offerings for longer-term healthcare planning
  Your Comerica HealthReserve account earns interest on the very first dollar deposited

1 Allowed contributions to your Comerica HealthReserve account may be tax deductible for federal income tax purposes and on most state income tax returns. Please consult your personal tax advisor.
2 NONDEPOSIT INVESTMENT PRODUCTS SUCH AS MUTUAL FUNDS ARE NOT INSURED BY THE FDIC; ARE NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, COMERICA BANK; AND ARE SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL INVESTED.
3
Accounts insured up to the maximum amount allowed by law.

 
 
 
 
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